Advanced International Journal for Research

E-ISSN: 3048-7641     Impact Factor: 9.11

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 7, Issue 3 (May-June 2026) Submit your research before last 3 days of June to publish your research paper in the issue of May-June.

“Regulatory Frameworks, Financial Literacy Policies, and Their Impact on Digital Financial Inclusion in the Gig Economy”

Author(s) Mr. Raghuveer p, Dr. Hema Patil
Country India
Abstract The quick extension of a gig economy and the spread of the digital finance services have transformation the landscape of monetarist inclusion. Regulatory frameworks and financial literacy policies played crucial protagonist in a shaping access to and effective exploitation of ordinal finance services among gig workers and digital nomads. Despite advancements in FinTech, disparities in financial inclusion persist due to institutional gaps, regulatory inconsistencies, and limited financial capability. This study adopts a narrative review approach to examine how regulatory structures and financial literacy policies influence digital finance inclusion in the gig economy. The results designate that well-designed regulatory frameworks enhance trust, security, and convenience of financial systems, while financial literacy policies improve users’ ability to engaging a effectively with the digital financial platforms. However, fragmented regulations, cross-border complexities, and inadequate financial education continue to hinder inclusion outcomes. This study highlight that digital financial inclusion is not solely dependent on technological access but requires strong institutional support and user capability development. The paper contributes by integrating regulatory and behavioral perspectives to get a comprehensive sympathetic of cardinal financial attachment.
Keywords Digital financial inclusion, regulatory frameworks, financial literacy, gig economy, digital nomads, fintech, policy
Field Business Administration
Published In Volume 7, Issue 3, May-June 2026
Published On 2026-05-09
DOI https://doi.org/10.63363/aijfr.2026.v07i03.5606

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