Advanced International Journal for Research
E-ISSN: 3048-7641
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Volume 7 Issue 3
May-June 2026
Indexing Partners
“Regulatory Frameworks, Financial Literacy Policies, and Their Impact on Digital Financial Inclusion in the Gig Economy”
| Author(s) | Mr. Raghuveer p, Dr. Hema Patil |
|---|---|
| Country | India |
| Abstract | The quick extension of a gig economy and the spread of the digital finance services have transformation the landscape of monetarist inclusion. Regulatory frameworks and financial literacy policies played crucial protagonist in a shaping access to and effective exploitation of ordinal finance services among gig workers and digital nomads. Despite advancements in FinTech, disparities in financial inclusion persist due to institutional gaps, regulatory inconsistencies, and limited financial capability. This study adopts a narrative review approach to examine how regulatory structures and financial literacy policies influence digital finance inclusion in the gig economy. The results designate that well-designed regulatory frameworks enhance trust, security, and convenience of financial systems, while financial literacy policies improve users’ ability to engaging a effectively with the digital financial platforms. However, fragmented regulations, cross-border complexities, and inadequate financial education continue to hinder inclusion outcomes. This study highlight that digital financial inclusion is not solely dependent on technological access but requires strong institutional support and user capability development. The paper contributes by integrating regulatory and behavioral perspectives to get a comprehensive sympathetic of cardinal financial attachment. |
| Keywords | Digital financial inclusion, regulatory frameworks, financial literacy, gig economy, digital nomads, fintech, policy |
| Field | Business Administration |
| Published In | Volume 7, Issue 3, May-June 2026 |
| Published On | 2026-05-09 |
| DOI | https://doi.org/10.63363/aijfr.2026.v07i03.5606 |
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E-ISSN 3048-7641
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AIJFR DOI prefix is
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