Advanced International Journal for Research

E-ISSN: 3048-7641     Impact Factor: 9.11

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 7, Issue 3 (May-June 2026) Submit your research before last 3 days of June to publish your research paper in the issue of May-June.

Topic A Study On Customer Centric Marketing Strategies in Fin Tech Products

Author(s) Mr Dev Deon S, Ms. POONUM S RAIBAGI
Country India
Abstract The rapid proliferation of Financial Technology (FinTech) has fundamentally altered consumer expectations regarding banking, payments, lending, and investments. Traditional product-centric models are increasingly ineffective, necessitating a shift toward customer-centric marketing strategies. This study investigates the core components of customer-centricity—personalization, trust, seamless User Experience (UX), and data-driven engagement—within the FinTech sector. Using a mixed-method research design, data was collected from 200 FinTech users via surveys and 5 in-depth interviews with marketing managers. The analysis reveals that FinTech firms employing hyper-personalization and transparent communication achieve 40% higher customer retention rates than those relying on mass marketing. Furthermore, the study identifies that perceived data privacy (security) is the strongest mediator between marketing efforts and customer loyalty. The findings suggest that successful FinTech marketing is not merely about selling a product but building an ecosystem of financial wellness around the individual. This research provides actionable frameworks for FinTech startups and established banks pivoting to digital-first, customer-obsessed operations.
Keywords Keywords: Customer-Centric Marketing, FinTech, Personalization, Customer Loyalty, User Experience (UX), Data Privacy.
Published In Volume 7, Issue 3, May-June 2026
Published On 2026-05-11

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