Advanced International Journal for Research

E-ISSN: 3048-7641   •   Impact Factor: 9.11

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Volume 7 Issue 4
July-August 2026

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Technical and Forecast Analysis of Indian Private Sector Banks

Author(s) Dr. Ambily A S, Dr. Nivetha S
Country India
Abstract The Indian banking sector has undergone transformative changes over the past few decades, with private sector banks emerging as key players due to their technological adoption, customer-centric strategies, and financial innovations. This study aims to evaluate the financial performance of selected private sector banks—HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Federal Bank, and IndusInd Bank—by analyzing their Net Profit, Earnings Per Share (EPS), Operating Profit Margin (OPM), and Net Profit Margin (NPM) over the period 2020 to 2024. Employing fundamental analysis and forecasting techniques using Microsoft Excel the study further projects financial trends for the next five years (2025–2030). The research highlights not only the historical growth trajectory of these banks but also identifies patterns in profitability and operational efficiency. While most banks show consistent growth in EPS and Net Profit, fluctuations in OPM and NPM signal challenges in maintaining cost efficiency and profitability. The findings of this study are valuable for investors, policymakers, and financial analysts as they offer insights into long-term profitability trends and help in making informed investment decisions. Overall, the research bridges the gap between historical performance analysis and future forecasting in the evolving landscape of India's private banking sector.
Keywords Net Profit, Earnings Per Share, Operating Profit Margin, Net Profit Margin and fundamental analysis
Field Sociology > Banking / Finance
Published In Volume 7, Issue 4, July-August 2026
Published On 2026-07-08
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E-ISSN 3048-7641
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