Advanced International Journal for Research

E-ISSN: 3048-7641   •   Impact Factor: 9.11

A Widely Indexed Open Access Peer Reviewed Multidisciplinary Bi-monthly Scholarly International Journal

Call for Paper Volume 7, Issue 5 (September-October 2026) Submit your research before last 3 days of October to publish your research paper in the issue of September-October.
Submit Research Paper Join as a Reviewer

Plagiarism is checked by the leading plagiarism checker TurnItIn

Call for Paper

Volume 7 Issue 5
September-October 2026

Submit your research paper

Indexing Partners
Academia Advanced Sciences Index Bielefeld Academic Search Engine CiteSeer DRJI Google Scholar Independent Search Engine & Directory Network ISI (International Scientific Indexing) Issuu Mendeley Research Networks
RefSeek ResearcherId - Thomson Reuters ResearchGate Scirus Scribd Semantic Scholar Wiki for Call for Papers WorldCat Zenodo

From Financial Knowledge to Investment Readiness: Examining Financial Capability among Commerce Students in India

Author(s) SAMDANIEL S, Dr. B. JAGADEESWARAN
Country India
Abstract As young adults are increasingly exposed to a variety of financial savings, investment and financial decision-making opportunities, their financial capability has become more important. Commerce students are not always able to translate their academic skills and knowledge of accounting, finance and business into personal financial decisions. This study explores the financial competence of commerce students by analyzing the dimension of financial knowledge, financial attitude and financial behaviour along with investment awareness and investment preferences. The study employed primary data which were obtained from the structured questionnaire and a valid 150 responses were used for the analysis. Based on the analytical design of the original study, correlation analysis, paired-sample analysis, percentage analysis and one-way analysis of variance were used. The findings suggest positive and statistically significant relationships between financial knowledge and financial attitude/financial behaviour. The investment profile also shows that investment activities are not widely undertaken and that, within the group of investors, investment channels are preferred ones that are well known. The results stress the need to shift from the dissemination of financial concepts to the development of financial skills, especially at post-secondary level. The study adds to the conversation about student financial literacy by taking a holistic view of both cognitive, attitudinal and behavioural aspects, all within the context of commerce education.
Keywords Financial knowledge, financial attitude, financial behaviour, investment awareness, investment preferences.
Published In Volume 7, Issue 5, September-October 2026
Published On 2026-09-28
View / Download PDF File

Share this



E-ISSN 3048-7641
CrossRef

CrossRef DOI is assigned to each research paper published in our journal.

AIJFR DOI prefix is
10.63363/aijfr

Downloads
Research Paper Format Copyright Permission Form and Undertaking Form Cover Page Vol 7 Isu 6Cover Page Vol 7 Isu 4Cover Page Vol 7 Isu 3

All research papers published on this website are licensed under Creative Commons Attribution-ShareAlike 4.0 International License, and all rights belong to their respective authors/researchers.

CC-BY-SA Open Access

About AIJFR
Fees & Payment
Current Issue
Publication Archive 		Submit Research Paper
Track Submission Status
Publication Guidelines
Publication Ethics
Peer Review & Plagiarism 		Join as a Reviewer
Editors & Reviewers
Reviewer Referral Program
Get Reviewer Membership Certi. 		Website/Journal Policies
Usage Policy
Content Policies
Privacy Policy
Contact Us +91-9898-79-39-59 editor@aijfr.com